Aptitude test (1 hour I think?): - General aptitude - Number pattern spotting - Picture pattern spotting - Logic puzzles IF YOU WANT TO DO WELL PRACTICE MENSA PAPERS - time yourself too
Business Services Interview Questions
943 business services interview questions shared by candidates
What other jobs did u apply in ocbc?
What is your approach if you can't meet the deadline?
They want you to have a strong commercial lending background. Once onboard it was a different story. VERY conservative on the commercial side of the house, but awesome on the consumer side of the house (Very Pro Military and good on lending to consumers). They had a lot of restrictions when it came to obtaining a line of credit, did not offer for the first 7 years of the Business Services program. This is what small business need to handle short-term cash-flow needs. Hopefully they will loosing-up taking collateral on everything you own just for $50K loan and in some cases $20K+/- request. Great place to work, benefits are awesome, and if Business Services will loosen some of the conservative restrictions, thy could be more competitive against the commercial banks. I would recommend working for NFCU Business Services, but understand if you come from a liberal commercial lending background, do not expect to get lending terms and conditions that are favorable for the borrower(s). Underwriting wants to collateralize everything, most borrowers just give up and go else where with less restrictions. I know I lost a lot of businesses to local community banks and some credit unions.
Why did you apply for this programme? It's your first month at RBS; how would you deliver a presentation to a customer? Tell me about a time when you did the right thing.
What do you know about Lex Autolease/LBG?
What are some of the challenges you have faced in previous roles, and how did you approach them/overcome them?
Name a time when you had to go above and beyond
Why are you the right person?
How do you deal with set backs
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