Office Politics is the game here, Nepotism at its finest - Credit Analyst Discover Employee Review

1.0
Apr 28, 2013
Recommend
CEO approval
Business Outlook

Pros

Good benefits, 20 days off to start, medical and dental is priced well.

Cons

Team leaders play favorites / nepotism, people with management experience and great stats and or skills to move up are passed over for brown nosers who suck up to the managers who are unqualified. Team Leaders often seem unaware of the department procedures and don't seem to know how to handle the calls in the department.. HR and the team leaders are all friends so if you have a issue and go to HR don't expect any help from them, in fact its strongly recommended that you don't speak with HR at all, trust me it will do more harm than good. If you suspect any issues in the department you are in, request a transfer to another department right away, overall a terrible atmosphere and non stop calls that are inbound and outbound at the same time. If you are a hard worker and expect to be recognized for that, move on to another company. If you are good at bringing the managers a apple and smiling and saying hi to them everyday, and enjoy being treated as a number and disrespected by incompetent Team Leaders this could be the job for you. If you are sick you will be written up unless you can predict your illness, Discover wants you to call in the day before you are sick, I'm never sick, so this didn't happen to me personally, but yet another inane policy Discover implements here and seen plenty of coworkers who were written up for not being able to predict their illness in time.

Explore other reviews about Discover

5.0
Mar 28, 2026
Recommend
CEO approval
Business Outlook

Pros

One of the most significant advantages of interning at Discover is the opportunity to work with massive, high-stakes financial datasets within a highly collaborative and mentorship-driven culture. Because the company manages millions of consumer accounts, you gain direct experience in how data-driven decisions impact risk management, credit modeling, and fraud detection in real time. The environment is known for being supportive of early-career professionals, offering structured learning paths and exposure to modern cloud-native infrastructures like AWS. Furthermore, the company’s strong focus on work-life balance and a clear pipeline for converting interns to full-time roles makes it an excellent "foot in the door" for anyone looking to build a career in fintech.

Cons

On the other hand, the primary drawback often stems from the inherent bureaucracy and heavy regulation of the banking industry, which can lead to slower project lifecycles and "red tape." You may find that a significant portion of your time is spent on repetitive data cleaning and maintaining legacy reporting systems rather than building the cutting-edge predictive models you might expect. Additionally, because Discover is a massive organization, your scope of work can sometimes feel siloed, making it difficult to see the end-to-end impact of your analysis across different departments. Finally, the current landscape of the industry means that internal shifts or large-scale corporate restructuring can occasionally lead to uncertainty regarding team directions or long-term project stability.

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