Collections Specialist - Collections Specialist Discover Employee Review

2.0
Feb 24, 2015
Recommend
CEO approval
Business Outlook

Pros

Starting out you are what is called a miner, basically you are placing outbound calls trying to get in contact with the cardmembers. It is extremely easy to do and mostly you are leaving scripted messages. They give lots of treats and gift card as incentive.

Cons

The coaches have no idea how to lead. My team lead has been on LOA for 2 months with no type of replacement or help from the department manager. I have never met my department manager. Because there is no TL the coaches are trying to step up but their expectations of a team full of new employees are very high and harshly imposed. They try to put everything on you, if you don't succeed at using your coaching what should happen? I shouldn't decide my consequences. Weekend shifts are very early even for those who work evenings on the weekdays and a roll call email is sent out with a list of employees who are late or no show to the entire department. The supervisors from every team are extremely rude or selfish. You have to brag about your success in front of the whole team to get acknowledgement, you can't let the results speak for themselves. Even if you do well in most areas if you are struggling in any other you will be treated as a failure. I was told by a trainer checking in on new employees that if you can't meet expectations then you will be forced to quit. I'm not sure what that means, but I have no idea why you would say that as a person in power position.

Explore other reviews about Discover

5.0
Jun 8, 2026
Recommend
CEO approval
Business Outlook

Pros

It was a great work-life balance company.

Cons

After the acquisition, everything changed; the company became toxic by Capital One

5.0
Mar 28, 2026
Recommend
CEO approval
Business Outlook

Pros

One of the most significant advantages of interning at Discover is the opportunity to work with massive, high-stakes financial datasets within a highly collaborative and mentorship-driven culture. Because the company manages millions of consumer accounts, you gain direct experience in how data-driven decisions impact risk management, credit modeling, and fraud detection in real time. The environment is known for being supportive of early-career professionals, offering structured learning paths and exposure to modern cloud-native infrastructures like AWS. Furthermore, the company’s strong focus on work-life balance and a clear pipeline for converting interns to full-time roles makes it an excellent "foot in the door" for anyone looking to build a career in fintech.

Cons

On the other hand, the primary drawback often stems from the inherent bureaucracy and heavy regulation of the banking industry, which can lead to slower project lifecycles and "red tape." You may find that a significant portion of your time is spent on repetitive data cleaning and maintaining legacy reporting systems rather than building the cutting-edge predictive models you might expect. Additionally, because Discover is a massive organization, your scope of work can sometimes feel siloed, making it difficult to see the end-to-end impact of your analysis across different departments. Finally, the current landscape of the industry means that internal shifts or large-scale corporate restructuring can occasionally lead to uncertainty regarding team directions or long-term project stability.

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