I love being an employee, but it's a popularity contest to get promoted.
Pros
Pay. Commission is good as long as you stay compliant. Direct management is very understanding of situations and issues at work. Positive impact on the community. Happy attitudes throughout bank.
Cons
You have to be "loved" by upper management in order to be chosen for promotions or new advancement opportunities. Seen many people with high skill sets who were disregarded completely because they were not extroverted. High turnover rate due to rigorously strict schedule and adherence to phones. Offline is often cancelled, resulting in weeks on end of non-stop call taking. Many reps get burned out quickly. Due to high turnover, they pay new reps fairly better than existing reps just to keep them, raises are not as common as you'd think in a multi-billion dollar bank. No schedule flexibility.
