Citi Risk reviews

-The risk organization is great, however, there are large disparities between the divisions and the way that they are treated. If you are working on the risk team supporting the main business side (banking and trading), you are much better off than supporting a smaller division. (Also note that working in risk policy/architecture is great too) Even within the business side, it is split between two main industries: global industry/consumer (probably the best place to work within risk) and all other financial institutions. The financial side is run completely differently (sometimes appropriately given the nature of the business), and is often inefficient when it comes to policies and procedures. As a junior in this division, there is a lot of back and forth. They aren't used to having juniors ---> resulting in a lack of serious responsibilities and a lot of grunt work. Because the seniors in the FI group tend not to be as open to other perspectives, there is a lot of back and forth on minor documents resulting in inefficiency. It's a little better for more senior level people (it's great if you are running a group or division), but the back and forth inefficiencies are still in play. If you're going to do risk, go to the global industries/consumer side on all levels unless you are running a division or subdivision. - Transferring between businesses is difficult (know EXACTLY what you want to do when you come in).... but in the same business different industry, it is MUCH easier

Lack of respect and fairness throughout the company. Overall culture of the company is terrible. Pay in alot of areas are below market value. Upper and middle management are poor decision makers, they work off of a Good old boy system, employee are treated like cattle instead of human beings. They push directives that are not profitable just to show an initial profit and take a loss on the back end. Some positions which are considered as a promotion but no pay increase. No matter the position if promoted we only give you 10-15% more than current salary. Do not care about obtaining further education this will not change pay.