- Very little annual salary increase (5%-8%). Even the seniors who were recently promoted to Leads only received 5%-8% increase. - Little opportunity for career progression for Senior Engineers. You cannot be promoted as Squad Lead / Tech Lead unless there is an opening (and you still need to apply for the said roles) - 14th month salary is not guaranteed. May be removed in the coming years depending on ING's discretion - Lockers/bins not provided to employees hired during the pandemic