The organization is very large, slow to move. Management does not have an adequate understanding US market. Not a meritocracy at all. Promotions are given to those with most "political collateral" or mindless sheep. Business lines to do not work cohesively. There is no sense of urgency to assists clients. IT functions out of India are hopelessly incompetent . There is no room for creativity , or outside the box thinking. There is no rigor or risk management analysis , when either rolling out a simple product marketing campaign or the purchase of a lending institution.The company has a long history and very poor track record of entering either geographic markets or client segments with shoddy execution and poor metrics of success. The company has zero regard for its employees and staff. Senior management changes are constant, and disruptive to execution and employee moral. Training is very limited and delivered by people who are average performers.
An independent thinker, entrepreneurial mindset is not welcome. There is no defined culture It is impossible to "drink the kool aid" because executive management can not agree on a flavor.